Family Lawyer in North York & Toronto

Toronto family lawyer Howard Nightingale helps clients navigate separation, divorce, child and spousal support, and parenting disputes under Ontario family law. The goal is to resolve issues through skilled negotiation wherever possible, and to advocate firmly in court when litigation is necessary.

family lawFive Common Family Law Misconceptions in Ontario

Remember the ancient wisdom that what you don’t know won’t hurt you?

This might have been good guidance in a simpler era, but not necessarily for our complex world which has supplanted it with expressions like ‘knowledge is power,’ and of course, ‘Ignorance is no excuse under the law.’ Indeed, missing out on a fine point of law can be very costly. Accordingly, the following will describe five commonly held misconceptions and then, to protect you from ‘harm,’ set the record straight.

 

Misconception 1: Couples are automatically “common-law” after living together for a certain time


Setting the record straight:

For tax purposes, the CRA may treat you as common-law after one year of living together. But under Ontario’s Family Law Act, you’re considered common-law after three years of continuous cohabitation, or earlier if you have a child together.

Misconception 2: FRO (Family Responsibility Office) will provide a regular, monthly support payment from the support payor.

Setting the record straight: While FRO will transfer the money from the paying spouse to the one designated as the receiving spouse, it isn’t possible to provide a fixed time, such as for the first of the month. It can be a complex, time consuming process for FRO that can also involve wage garnishing, all of which means that although FRO will ensure that the required payment is received, the recipient should have some money available for expenses while waiting for the transfer of funds from the payor

Misconception 3: If I’m self employed, FRO can’t garnish my wages.

Setting the record straight: While it’s true that being self-employed makes it trickier for FRO, don’t underestimate them. The government granted them far reaching powers enabling them to take away your driver’s license and your passport. Ultimately, FRO can put you in jail.

Misconception 4: I can appeal to FRO to make an adjustment if necessary.

Setting the record straight: FRO has no interpretive or judicial powers. It follows instructions, agreements and court orders to the letter of the law, literally. A couple can file an agreement which FRO will follow, but the wording must be clear and precise. Again, it cannot interpret intentions or nuances. Here’s an example:

A couple files an agreement which states, “The parties will share post-graduate expenses.” FRO will not act on this because it isn’t precise. It needs to be reworded providing a dollar amount and/or a specific sharing ration, such as 50/50 or 60/40, stating which party will provide which share. As tuition costs change, the agreement must be refiled with FRO.

Misconception 5: If I move to another province, or the U.S., or another country, or declare bankruptcy, or go to jail, I can avoid spousal support payments.

Setting the record straight: Similarly to misconception 3, the reality is that supporting a child or your spouse is your obligation, one not easily evaded. Ontario has reciprocal agreements with the other Canadian provinces, many American states and even some foreign countries, meaning that you will be held to account just as though you still resided in Ontario. Declaring bankruptcy will free you from repaying debt which will be deemed to suggest that you now have more ability to pay child or spousal support. Finally, serving time for not paying child or spousal support is not a means of escaping your financial commitment to them.

The situation for those people genuinely trying to meet their obligations isn’t completely hopeless, however. Should you find that your life circumstances have changed through no fault of your own (you lose a job or your wages are reduced, for example) you can apply to the courts for a reduction in payment. The courts look more favourably on those who try to fulfill their obligations. Once your circumstances change for the better, however, the courts expect you to report this in order to restore payment to the higher/original levels.

Family law touches every part of life — your children, your home, your financial security, and your future. Whether you’re just starting to think about separation or you’re already involved in a court case, clear legal guidance can make the process less overwhelming and more predictable.

If you’re unsure how Ontario family law applies to your situation, getting advice early can prevent expensive mistakes. You can book a free 30-minute consultation to review your options and next steps.

These five, fairly widely-held misconceptions affect many people. Although the issues are difficult both financially and emotionally, with knowledge, advice and good-will, couples and families can work through them, resolve them, and move their lives forward. If you have any similar confusion about the current state of the law or suggestions for our next segment of “Bringing the Law to You”, please contact us or call 416-663-4423, or toll free: 1-877-224-822

If all goes well, and “love conquers all,” the legalities remain in the background, surfacing only for such things as wills, inheritance, taxation and so on. If the relationship begins to unravel, however, the couple quickly becomes immersed in the complexities of Ontario’s family law, especially so if the couple has children. The Ontario government provides excellent information on its website; in fact it is similar to what Howard Nightingale provides for you in his website. But even the government cautions do-it yourselfers, “Talking to a lawyer can help you understand your options and the steps that make the most sense in your case. It will also give you a better idea of your rights and responsibilities.”

This section of Howard Nightingale’s website will introduce you to family law terminology that you probably know vaguely, but for which you now need to have a more precise understanding. These include marriage and cohabitation, custody and access, child and spousal support, property division, pre-nuptual agreements, mediation and separation, and even remarriage and foreign divorce, a rarity once, but perhaps no longer in our multicultural society. If you have come to this section of our website, you might just be trying to gauge our services, or you might be in a troubled relationship and in need of legal help.

Frequently Asked Questions

What is family law mediation and when should I use it in Ontario?

Family law mediation is a voluntary, confidential process in which a neutral third party — the mediator — helps separating spouses reach agreement on issues such as parenting, support, and property division. In Ontario, mediation is strongly encouraged by the courts as an alternative to litigation, and many courthouses offer mandatory information programs before contested hearings. Mediation is appropriate when both parties are willing to negotiate in good faith and there is no significant power imbalance or history of violence. Howard Nightingale is an accredited mediator who can assist North York and Toronto families in reaching durable, cost-effective agreements without the expense and emotional toll of a full trial.

What is a separation agreement and is it legally binding in Ontario?

A separation agreement is a written contract between separating spouses that sets out how they will handle property division, spousal support, child support, and parenting arrangements. In Ontario, a separation agreement is legally binding if it is in writing, signed by both parties, and witnessed. Courts will generally enforce separation agreements unless a party can prove they did not have independent legal advice, did not fully disclose their financial situation, or signed under duress. A properly drafted separation agreement avoids the cost and delay of litigation and can be filed with the court to be enforced by the Family Responsibility Office (FRO) for support payments.

Are common-law couples entitled to property division in Ontario?

In Ontario, common-law couples do not have the same automatic property rights as married couples. The equalization of net family property under the Family Law Act applies only to legally married spouses. A common-law partner who contributed to the acquisition or improvement of a property may have a claim based on unjust enrichment or a constructive trust — but these claims must be proven in court and are not automatic. Common-law partners are, however, entitled to seek spousal support under the Family Law Act after three years of cohabitation (or earlier if they have a child together), and can make parenting time and child support claims on the same basis as married parents.

What is coercive control and how does it affect family law cases in Ontario?

Coercive control is a pattern of behaviour used to dominate, isolate, monitor, or intimidate a partner or family member — including psychological abuse, financial control, surveillance, and threats. Since the 2021 amendments to the Divorce Act, Ontario courts are required to consider coercive control as a form of family violence when making parenting orders. In January 2026, the federal government introduced Bill C-223, which proposes further reforms to strengthen how courts address non-physical family violence, including coercive control, in custody and parenting decisions. Evidence of coercive control can significantly affect parenting time arrangements, spousal support determinations, and the credibility weight given to a parent’s testimony in Ontario proceedings.

How long does spousal support last in Ontario?

In Ontario, the duration of spousal support is guided (but not mandated) by the Spousal Support Advisory Guidelines (SSAG). For marriages of under 5 years, support is typically short-term. For mid-length marriages (5–20 years), the duration ranges from half to the full length of the relationship. For long marriages of 20 years or more, or where the recipient is over 60 at the time of separation, support may be indefinite (though still reviewable). The SSAG also provide a range for the monthly amount, calculated as a percentage of the difference between the spouses’ gross incomes. Courts can depart from the SSAG where the formula produces an unjust result, but they are the primary reference point for lawyers and judges across Ontario.

What is “parenting time” and “decision-making responsibility” in Ontario?

Since March 1, 2021, the federal Divorce Act replaced the terms “custody” and “access” with “decision-making responsibility“ and “parenting time.“ Decision-making responsibility refers to the authority to make major decisions about a child’s education, health care, religion, and extracurricular activities. Parenting time refers to the time a child physically spends with each parent. Courts in Ontario do not presume that equal parenting time is in a child’s best interests — every arrangement is determined based on the best interests of the child, considering factors including each parent’s ability to meet the child’s needs, the child’s existing relationships, and any history of family violence or coercive control.

What happens to the family home when you separate in Ontario?

In Ontario, the family home is treated as the matrimonial home under the Family Law Act, and both spouses have an equal right to possession of the home regardless of whose name is on the title — even after separation. Neither spouse can sell, mortgage, or transfer the matrimonial home without the other’s consent. When dividing property, the net family property (NFP) equalization process applies: each spouse calculates the value of assets and debts accumulated during the marriage, and the spouse with the higher NFP pays the other half the difference. Unlike other assets, the matrimonial home has no deduction for its value on the date of marriage, which often results in a larger equalization payment. Common-law partners in Ontario do not have automatic property rights — they must rely on constructive trust claims.

How long does a divorce take in Ontario?

In Ontario, an uncontested divorce — where both spouses agree on all issues including property, support, and parenting — typically takes 4 to 6 months from the date of filing to the issuance of the divorce order. A contested divorce, where the parties disagree on one or more issues, can take 2 to 5 years depending on court scheduling, the complexity of the issues, and whether the matter proceeds to trial. The divorce legally takes effect 31 days after the judge signs the divorce order, after which either party can remarry. Toronto and North York matters are heard at the Superior Court of Justice, Ontario Court of Justice, and the Ontario Court of Justice — Family Court Branch.

How is child support calculated in Ontario?

In Ontario, child support is calculated using the Federal Child Support Guidelines, which set monthly amounts based on the paying parent’s gross annual income and the number of children. Updated tables took effect October 1, 2025, replacing the previous 2017 tables. For example, a paying parent earning $80,000 per year with one child in Ontario pays approximately $780/month in base support. In addition to the base amount, parents share Section 7 “special and extraordinary expenses” — such as childcare, orthodontics, post-secondary tuition, and extracurricular activities — proportionally to their respective incomes. If a parent earns over $150,000 annually, the court has discretion to award an amount different from the table amount for income above that threshold.

What is the difference between separation and divorce in Ontario?

In Ontario, separation and divorce are two distinct legal events. Separation occurs the moment a married or common-law couple begins living “separate and apart” — no court filing or legal document is required to be legally separated. Divorce is a court order that formally ends a marriage and can only be granted by the Superior Court of Justice under the federal Divorce Act. You must be separated for at least one year before a divorce can be granted in Ontario, unless adultery or physical or mental cruelty is proven. Common-law couples do not get divorced — their relationship ends upon separation, though they may still need to resolve property, support, and parenting issues under Ontario’s Family Law Act.

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