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The “Bank of Mom and Dad” Trap:  Legally Structuring Down Payment Gifts to Survive a Relationship Breakdown

The “Bank of Mom and Dad” Trap: Legally Structuring Down Payment Gifts to Survive a Relationship Breakdown

by Howard Nightingale | Jul 16, 2026 | Uncategorized

Housing prices in Ontario remain difficult for first-time buyers to manage. As such, parents are often stepping in with large down payment contributions to help their children qualify for financing and enter the market. The problem is that what feels like a private...
Ontario’s New Housing Policies:  Legal Insights for Buyers, Sellers, and Investors

Ontario’s New Housing Policies: Legal Insights for Buyers, Sellers, and Investors

by Howard Nightingale | Nov 19, 2024 | Ontario Legislation, Real Estate Law, Uncategorized

Ontario’s real estate market, particularly in the Greater Toronto Area (GTA), has undergone significant changes due to new housing policies. These shifts aim to address housing shortages, affordability concerns, and investor influence. Understanding these...

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